Financing and Incentives

Many of the recommendations in the energyIQ Home Assessment are low-cost solutions. Depending on your budget, homeowners can also strategically invest in higher-cost energy efficiency improvements by financing those items whose monthly energy savings are greater than costs.

• We can qualify clients for Federal Energy Efficient Mortgages for new homes or Energy Improvement Mortgages programs to finance energy upgrades on existing homes.
• In some cases, these programs can increase qualifying ratios.
• For conventional loans or refinancing, lenders may allow energy improvements to be rolled into a new mortgage.

If you qualify with your chosen lender, current mortgage rates may allow you to add significant energy improvements to your home and still pay less than your current monthly P & I.

In addition, financial incentives and tax credits from Federal and other sources may help defray costs on eligible improvements.